Loan Services

Mortgage Loans

Whether you want to purchase your first home, refinance your current home or build your dream home, Jersey Shore State Bank has the program that is right for you. 

View Mortgage Loan Options 

Personal Loans

Secured and unsecured personal loans are available by talking to your local branch loan officer. Whether you need to purchase an automobile, make home improvements, or purchase other large items, a Jersey Shore State Bank personal loan can help you reach your goals.

Check Plus

Put your mind at ease with Check PLUS. Whether you need money for an emergency or to take advantage of a good buy, Check PLUS is a way to spot yourself a pre-approved, short-term loan the moment you need it. Check PLUS is a revolving line of credit attached to your Jersey Shore State Bank checking account - accessible at any time.

Use Check PLUS as overdraft protection. Save money by setting up a line of credit to avoid overdraft fees. Funds provided through your line of credit are automatically deposited into your Jersey Shore State Bank checking account in $100 increments. Once we approve a line of credit for you, the funds are accesible directly at a teller line, by writing a check, or simply using your Jersey Shore State Bank Check Card.

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Jersey Shore State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing and IOLTA NOW transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.