Loan Services

Jersey Shore State Bank representatives take pride in helping people accomplish their goals. They take the time to talk to you, explain the bank's programs and services and develop a plan that will fit your business needs.

Commercial Mortgage Loans

Purchase, build, expand or upgrade your location with one of our commercial loans. Our bankers will work with you to structure your loan to suit your individual business needs. A Jersey Shore State Bank commercial mortgage loan can provide your business with the necessary funds to grow.

Equipment Loans

Whether you require a personal computer or heavy equipment, we can offer you a loan to help you acquire the equipment you need to run your business.

Lines of Credit

We provide lines of credit to assist your working capital needs. These variable rate loans allow you to borrow funds, repay the balance and borrow again when you need cash to help your business prosper.

Letters of Credit

We can provide your business a letter of credit to allow you to make a purchase when you require it.

Agricultural Loans

The basic farming operation has grown in size and complexity requiring short-term, long-term and seasonal financing. We can provide your agricultural operation a variety of financing options, many times in cooperation with the Farmers Home Administration and the Federal Land Bank.

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Jersey Shore State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing and IOLTA NOW transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.